Last week when my four year-old Frankie, had a day off from school, I took her out to breakfast. She's my third (and final) child, forever getting carted along to swim meets and soccer tournaments, and I thought it might be fun for us to have a special meal together beyond the daily swirl of family life.

As soon as we'd ordered our waffle sticks and poached eggs and affixed a few outfits to the dolls in her favorite magnetic book, Frankie sighed deeply and said: "Tell me about Daddy."

Three young boys were walking on the sidewalk arguing over whose daddy was the greatest. One said, "My dad is the greatest because he is the president of the town bank." The second boy said, "That is pretty good, but my daddy owns two grocery stores in town!" The third boy said, "That's nothing, my dad is a preacher, and he owns hell. He came home last night and told my mom that the Church Board gave it to him!"

By the time a child reaches 4 years of age, the focus of discipline should not only be on his or her behavior, but also on the attitudes motivating it. The task of shaping this expression of the personality can be relatively simple or incredibly difficult, depending on the basic temperament of a particular child. Some youngsters are naturally warm and loving and trusting, while others sincerely believe the world is out to get them. Some enjoy giving sharing, while their siblings may be selfish and demanding. Some smile throughout the day while

A vicar was talking to one of his parishioners. He said "When you get to my age you spend a lot more time thinking about the hereafter." "Why do you say that", enquires the parishioner. The vicar replies "Well, I often find myself going into a room and thinking what did I come in here after."

Did you hear about the cannibal who got sick after eating the missionary? He boiled him and he was a friar!

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At a pet bereavement meeting an owner asked the group how one could tell that it was time to have an elderly loved pet euthanized. I replied that usually the pet will indicate when it is time by refusing to eat anything at all. When they refuse their favorite foods and special delicacies, when there is nothing I can find that they will eat, then I make an appointment for euthanasia. I don't think it is kind to allow an animal to starve itself to death. The majority of my very old or terminally ill dogs have refused food to indicate their acceptance of the end of their life.

Things You Did Not Know

A crocodile cannot stick out its tongue.

A snail can sleep for three years.

All polar bears are left handed.

American Airlines saved $40,000 in 1987 by eliminating one olive from each salad served in first-class

Write a spending plan now - so that you can make all your money dreams come true later.

Start big. At the top of your list of money goals should be an emergency fund, says financial coach Judy Lawrence, author of The Budget Kit. "If something happens to you, your spouse, children, computer, or car," says Lawrence, "you'll need something to fall back on to avoid going into debt." Aim to save the equivalent of at least three months of your income.

Happiness can seem difficult to achieve, but it is really not. It is something that we cannot buy nor can we borrow from someone. People live with different goals in life, but to achieve those goals we need peace of mind and happiness, usually it is difficult to understand the reasons for consecutive failures, a poor performance or the loss of good person around us.<

If we concentrate deeply we will find that we are lacking happiness in life which puts a negative thought process in our mind

The Bank Robber (A true story) In San Francisco, a man, wanting to rob a downtown Bank of America, walked into a local branch and wrote, "this iz a stikkup. Put all your muny in this bag." While standing in line, waiting to give his note to the teller, he began to worry that someone had seen him write the note and that they might call the police before he even reached the teller window. So he left the Bank of America and crossed the street to Wells Fargo. After waiting a few minutes in line, he handed his note to the Wells Fargo teller.