Edition 27, Page 6

10 Ways to Avoid Debt During the Holiday Season

Contributor: Crown Financial Ministries

Consumer Credit Counseling Service of Greater Atlanta offers tips on how to spend wisely this holiday season

With "Black Friday" only days away, Consumer Credit Counseling Service (CCCS) of Greater Atlanta, Inc., taking a page from the "Top Ten" lists featured on "The Late Show with David Letterman," is offering ways to help consumers spend wisely and avoid holiday debt.

 

CCCS offers its own Top Ten ways to avoid debt during the holiday season:

 

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Healing Hands

"Have compassion on me, Lord, for I am weak.
Heal me, Lord, for my bones are in agony." (Psalms 6:2)

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You don't have to be overwhelmed

Contributor: by Matt Mueller for Jenne

If you're overwhelmed with your house, embarrassed to have anyone over, and exhausted by all of the organizing information out there, My Messy House is the right place for you. I am a Messie. Not a reformed Messie or a recovered Messie, but an honest-to-goodness packrat Messie.

I won't promise you instant results, but I can promise that if you stick with it and do a little bit every day, you can reach an acceptable point. You might never be a full-fledged cleanie, but there is hope for you, just like there has been for me.

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Caregivers helping with finances urged to switch to direct deposit

Contributor: Courtesy of the A.R.A.

(ARA) - Half of American caregivers make health-related decisions for a loved one, and a new government survey finds an equal number are now helping to manage the finances of a parent, friend or other person needing their care -- adding to caregivers' levels of stress and anxiety.

Yet, surprisingly, only 52 percent of caregivers receiving Social Security payments on behalf of the person they care for say they use direct deposit, a decades-old time-saving tool that is safer and more reliable than paper checks.

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Do you want a Job or a Future

Contributor: Compiled by Rev Vic Logan

The condition of the economy is causing a lot of people to lose what they thought would be lifetime positions. I am hearing from people all the time that are losing positions that I thought and they thought were safe. Just today, I was told by a lady who has worked in a management position with a grocery chain 14 years that her husband lost his job of 30 years. He worked for a telacommunications company and made very good money. They lost their contract and he can't find anything else out there, even in other states.  read more >